Dangers of Filling up The SS-5 form with the Wrong Information

The United States government issues a social security number also known as SSN which can be received via application-filing-service.com to its citizens which helps the state to track an individual for social security purposes, provision of facilities to its people and many more. But from time to time, things in your life such as place of residence among others might change. You will, therefore, need another social security card. To get it, you will have to fill the SS-5 form.

Basically, SS-5 form is an application document given by the Social Security Administration to an individual who wants to request a new social security card, correct or replace the previous one. It is also very essential that you fill this form with the correct information to avoid the consequences.

Dangers of Filling up The SS-5 form with the Wrong Information

It is very important to fill the SS-5 from according to the laid down rules and regulations so as to get a new Social Security Number. Failure to do so will lead to the following consequences:

1. Unnecessary Fines

It will be very unfortunate when you have to pay fines for any incident that will occur at your previous residential address due to filling the SS-5 from incorrectly. You are held responsible for any damages brought to the government and third parties if something happens at your previous residential address.

You will also be charged for any unusual events taking place at your old address just because of the failure to update the new information. In such scenarios, individuals end up paying a lot of money for something they are not responsible for, but all that is due to incorrect filling of the SS-5 form.

2. Termination of All Utility Connections by the Government

As we have seen, circumstances might change in your life forcing you to relocate from your present place of residence to a new one. In such a scenario, you will still want to access all the government utilities you have been enjoying.

For that to be possible, you are expected to submit a correctly filled SS-5 form to the Social security Administration as soon as possible. Failure to do so or using the wrong information when filling the SS-5 form will lead to the termination of all utility connections that you have been enjoying from the government.

3. Exclusion from All Government Facilities

This one also happens when you have shifted from your present place of residence, it might be to a new province or even another country. What you need to know is that different states might have different laws. That being the case, you might find that a facility which is available to the residents of that province is completely out of bounds to those who are from other provinces.

Therefore you have to fill the SS-5 form correctly in order to make the most out of such facilities. One is usually denied access to all facilities in the province they have moved to if they fail to mention the name before relocating.

The above are just some of the dangers of filling up the SS-5 form with the wrong information. Aside from that, you can also face denial of facilities to individuals depending on you, denial of debit or credit cards as well as passports.

A vital card in life

A social security card is a very vital card in the life a person living in the United States. It it necessary for a person to access all the social services in the United States as seen on https://www.application-filing-service.com/socialsecuritycard/replacement-social-security-card-child/. It is a piece of paper that has a size almost to that of a wallet. It has a nine digits .The social security administration is responsible of assigning it to the people working temporary, those living permanently and citizens of unites states.

A social security card name can be changed when one gets married, divorces with his or her spouse ,in addition a person can change card name due an order of the court.

Changing of a security card name has no charges. One must let the social security administration know before change of name in the security cards. You cannot do the whole process online.

The procedure for process of changing of the social security card name is as follows

He or she has to show out the necessary documents so as to verify his identity ,and also the citizenship or show out any document that explains your stay. Some of the documents may include a original birth certificate or the United States passport.

For a person that is from a foreign country and was born in United States he or she should give out certificate of naturalization ,a certificate of birth or a certificate to report a his or her birth. For a non residence residing in United States has to show a proof of the legal residence

In addition ,one has to produce a genuine proof of the change of name .the documents is supposed to have been issued within the previous two years.

Some of the necessary documentation to verify name change in social security card , may include :The certificate of naturalization, a divorce decree,court order approving your change of name and a marriage document.

Furthermore , you have to verify your identity again by producing the old document that had the names you want to change from. For instance a drivers license that has not yet expired and is still working. Also it can be a marriage document to prove that you were really married ,if your reason for change of security card name is a divorce decree.

Then, you have to get the form of application .You can either go in the website and download it then fill it or go and pick it at the social security administration office ,so that they can give one of the copies to you.

The forms for change of name of the security card name , is the always the same, therefore a person should should read the instructions keenly and fill it. Then attach all the necessary documents required so as to ensure the processing is successful. After that, one is required to locate the office that is in the nearby place of the social security administration, and deliver the forms attached with the other documents. Then wait for a while for a new card with the new names of your interest.

The processing requires some patience from anyone trying to change any details on the social security . It may take a while before the card is out. The process is not tiresome or hard to follow when you have all the necessary documents.

What is Freon

The refrigerants have made the aerating and cooling conceivable. They are fundamentally contained inside the loops of an aeration and cooling system, these fluid operators cool and dehumidify indoor air.

Previously, the most widely recognized refrigerant that was utilized as a part of the cooling frameworks was R-22 (Freon). By and by it has, in light of developing ecological concerns and draining wellsprings of R-22, generation of frameworks utilizing R-22 refrigerant is being eliminated and R-410A is progressively supplanting it as the favored refrigerant gas.

Availability of R-22 supplies may end up being short in the coming years (look for replacements at http://www.bluonenergy.com/r22-alternative/), in this way a R-410A system can be planted with an ozone-obliging game plan. They don’t contain chlorine by any extend of the creative ability, thusly they are not hazardous, that is the reason they are by and large used as the favored refrigerant for use in private and business air circulation and cooling frameworks.

They are the most frequently used as they are the most supported refrigerant for use in private and business air circulation and cooling frameworks in various countries world over and sold under the trademarked names, for instance, Forane 410A, Puron, EcoFluor R410, Genetron R410A, and AZ-20, is azeotropic, however close azeotropic mix of difluoromethane (CH2F2, called R-32) and pentafluoroethane (CHF2CF3, called R-125), which is used as a refrigerant in ventilating applications. Aeration and cooling systems chipping away at R-410A work at significantly higher weight than other, accordingly, these require high weight testing of Nitrogen gas preceding filling of refrigerant, in order to maintain a strategic distance from superfluous venting of refrigerant, frameworks ought to be release checked with pressurized Nitrogen before charging.

Just blends of nitrogen and R-22 can be utilized as a hole test gas (follow gas) in an R-410A framework. Likewise, Nitrogen is a favored gas utilized as a part of this procedure as it won’t hurt nature and does not bolster ignition or oxidation, as airs or oxygen

As there are sure centralizations of R-410A with air that can wind up burnable, accordingly it is advisable to never blend R-410A with air or oxygen for either spill testing or pressurizing a framework. Consequently, Nitrogen ought to be utilized for spill testing or pressurizing a framework.

For HVAC industry, aeration and cooling system curl testing applications VMS Engineering has provided numerous high weight Nitrogen generators up to 1000 psi (70Bar) weight. This incorporates turnkey supply of Nitrogen generators, including a high weight Booster Compressor and capacity tank. Nitrogen from the capacity tank of the nitrogen generators is utilized for weight testing according to the client’s prerequisite.

A PSA Nitrogen Generator is reasonable for picking up purities over 99.9% as they are vigorous frameworks for creating Nitrogen of 99.9% virtue or above. PSA is an exceptionally develop innovation and VMS is India’s biggest PSA Nitrogen generator producer having provided more than 1200 Nitrogen gas generators around the world.

Freon Desuperheater: Maniks desuperheater deals with freon refrigerant gas to extricate the superheated refrigerant and utilize it for different purposes. In this manner, this warmth if utilized for bubbling water in lodgings, eateries and so forth clients can get free of cost water.

Alkali Desuperheater: Ammonia is the most established one of the considerable numbers of refrigerants and it is still broadly utilized as a part of the refrigeration and aerating and cooling applications. It is additionally the main refrigerant outside the halocarbons gathering, as yet being utilized as it were.

How do you go about changing the name on your social security card?


You may change your name during a marriage, divorce, or when you undergo gender reassignment read more on sscardreplacement.com. Whichever the exposition, your new name should reflect on your social security card as soon as possible.

Why Should You Change Your Social Security Name?

The Social Security Administration (SSA) requires your correct social security number and name to file your future social security benefits. For that reason, the SSA might miscalculate your benefits just in case you forget to make the changes as soon as possible.  Besides the miscalculations, your social security benefits might be filed under the wrong name, leading to a delay of your social benefits just after you retire. It will take you several days to fix such issues.

How Can You Change The Name On Your Social Security Card?

Many people think that changing the name on their social security card is a cumbersome process. But, the reality is that changing the name is a free and straightforward process, as long as you understand the basics below.

1. Get prepared with your citizenship documents

If you are looking to change the name on your social security number, you will need to verify that you are US citizen or a lawful non- citizen. The citizenship documents that you would use for verification are your passport or birth certificate. Please note that the documents should be original or certified copies. Otherwise, the Social Security Administration (SSA) may not accept your application.

2. Identification Documents

Besides the citizenship documents, the Social Security Administration will need your identification documents like your State’s identification card, driver’s license, or U.S passport. In some cases, you may use your school identity card, military card, or Medicare card to prove your identity.

3. Assemble your Name Change Documents

Furthermore, you should be prepared with the original or certified copies of the documents that you used to change your name. The papers might be your marriage certificate, a court order, or a divorce decree.

4. Apply for a new social security card bearing your new name

After assembling the essential documents above, you should obtain and fill Form SS- 5, used to validate your name change. The forms are readily available at your local Social Security Office. You should get a hard copy of Form SS- 5 since you cannot apply for the name change online. If you reside in Minnesota, Las Vegas, Florida, California, New York, and some states, you will have to complete the application in a Social Security Card Center near you. The form is simple to fill out. But if you need any clarification, refer to the instruction sheet attached to the application form.

5. Deliver the complete form and necessary documents to the nearest social security office

After you complete filling the application form, deliver it to your nearest social security offices. Alternatively, you can mail all the documents to the Social Security Administration.The SSA will verify the documents, and then make you a new card with the new name. However, the Social Security Number will remain unchanged. Afterward, SSA will mail you the card together with your documents.

Securing Merchant Accounts

In this fast paced world, business owners are tasked with the responsibility of looking for ways to continually improve how they trade. An important aspect of any business today is the ability to process all sorts of paying methods, most importantly credit cards. For your business to be able to accept card payments, you need to register a merchant account with the relevant service providers. However, not all businesses have it easy when it comes to securing merchant accounts. This is mostly due to their nature that makes them classified as ‘high risk’. In regards to merchant services, risk relates to charge-backs or customer disputes which are affected by the type of product or service offered, the countries the merchant trades, among other factors. Characteristics of a high risk payment processor
Every business is required to pay a certain fee to allow them process credit card payments. However, fees for an ‘allow-risk’ business are considerably low compared to that of a ‘high-risk’ business. Usually one has to pick a specialized payment processor, since not all processors accept high-risk merchants. Other than just the type of business, credit card processors will individually assess your business before determining how much fee you are to pay. It is also common for processors to demand that you have a merchant account reserve as some sort of insurance.
So why should you go ahead and become a high-risk merchant like https://thesoutherninstitute.com/cbd-oil-credit-card-processing/?
Having understood the features of high-risk processors, it may seem as an unnecessary hassle. That is however not always the case. High-risk payment processors could bring an advantage to your business. To begin with, there is the access to a larger market, that of credit card owners, which you did not have before. This is not just an opportunity to increase sales but a chance for an expansion to global markets through the internet. You can be able to trade with multiple countries and in multiple currencies unlike with low-risk merchants that may face some limitations to these.
High-risk merchants also need not to worry a lot about charge-backs as this is a risk already perceived by the card processor company. While it should not be tolerated, high-risk merchants are advantaged as they will be hardly terminated because of excess charge-backs or fraudulent transactions. They also in most scenarios practice the best security measures during transactions to minimize risk occurring. As a result the business is protected, so is the merchant provider and card owners (in case of theft).
The label ‘high-risk’ by credit card processors means that not all businesses are successful to acquire merchant accounts. This then means increased sales and profits for the few that are successful. But to be able to realize full benefits as a merchant, be completely honest with your processor pertaining the true nature of your business. Secondly, always stay prepared for the worst as things may not always work out as you intended. It is wise to maintain at least 2 active high-risk merchant accounts from different providers, just in case.
Finally, try to negotiate with your provider every 3 months, to have your rates, reserves and other contract terms made more favorable to you.

The need for commercial insurance

The term commercial insurance is a term that you are most likely to have come across. While it is a common term in the insurance industry, quite a considerable number of people are yet to comprehend what it truly is. So what is commercial insurance?

What is commercial insurance?

Commercial insurance is insurance that covers businesses from losses that may arise from injury to employees or damage to business property. Commercial insurance is often a general term that encompasses a lot of policies. It consists of policies such as employer’s liability, professional indemnity and public liability. These are the major covers. Different businesses may often need different covers depending on the risks each bear or legal requirements for operating in certain jurisdictions among other reasons. Besides the common covers at Procom Insurance Company, there are different more specialized covers of commercial insurance. These covers are stock insurance and business building insurance among others.

Why does a business need commercial insurance?

Businesses often need commercial insurance owing to the various risks each is prone to and the benefits of having one. Here are the common reasons why a business may need commercial insurance.

1. It is a legal requirement to have one.

Businesses operating in certain jurisdictions are required by law to have different covers. Different states have different cover requirements. Failure to have such covers is illegal and can have serious legal consequences.

2. Protects your business from losses.

Businesses are prone to different risks. In the unfortunate event that the risk occurs, the damages incurred can be quite costly and the ability of the business owner to cater for damages can be difficult. However, a commercial insurance protects you from such. In the event that the covered incident occurs, the insurer will pay for the damages incurred. The cover can also protect your employees from injuries that they may get while at work. Personally catering for treatment or the compensation can be quite costly but having a policy for them should prove useful in settling any settlements that may arise from injuries at work.

3. It improves the image of your business.

Having a commercial insurance can help boost your image. It shows the various stakeholders that you are safe bet. Their interests are safe when they get involved with you since they know you can compensate them in case of any losses or damages. Having a commercial insurance can also help you attract the best employees. This is because they know that by working in your firm then they will be covered against risks in the work place.

4. It ensures continuity.ln the event that a business incurs losses or damages from the various risks it is prone to, starting over can prove quite costly because of the costly losses and the capital needed for a fresh start. However, if the business was insured then the insurer will pay for losses which will enable a fresh start or pay enough to fix damages incurred.

Businesses often incur damages and losses from common risks. These can befall anyone hence it is vital to ensure that you have a policy that covers such risks that may often lead to damages and losses. Commercial insurance is ideal since it will ensure you are covered from most of these risks.

Dangers of a badly kept lawn

A well maintained lawn makes our homes look beautiful, adds value to our property as well as provides fresh air. However, while unkempt, a lawn can prove to be very risky or even deadly. It’s very important to keep your lawn well ,maintained.

Dangers of a badly kept lawn.

It’s a perfect habitat to snakes.

An unkempt lawn is home to rats, mice, frogs lizards and rodents of every kind. These are a great food source for snakes thus attracting both non-venomous and venomous snakes.

Snakes fear open spaces as they are exposed to their predators. They need a place to hide and a badly kept lawn don’t disappoint them. You are likely to encounter copperheads and rattlesnakes in your yard if your lawn is not well maintained by the experts at discoverziehler.com.

Harbors pests.

A badly kept lawn provides conducive environment for pest infestation. You might find ticks in your lawn which transmit life-threatening diseases such as Rocky mountain spotted fever. They also transmit Lyme disease.

Fire ants are also found in these lawns and they cause allergic reactions. A badly kept lawn is also perfect for breeding mosquitoes which can transmit malaria as well as Dengue fever. You are likely to encounter various pests in your yard if your lawn is not mowed and each poses a health risk to your family.

Pet poop.

You expect the pets to mess around your lawn if it’s badly kept. Your dog’s feces may pose a great danger to your kids while playing in the yard as they may ingest the parasite’s eggs. This can result to intestinal worms such as round worms causing fever, diarrhea and loss of weight.

Your cat’s poop is especially very risky for pregnant women. It can transmit Toxoplasmosis causing blindness, hearing impairment and learning disabilities to the unborn. It can also cause fever and enlargement of the lymph nodes of the neck and the head to other people.

Deadly mushrooms.

Mushrooms spring up after the rains and the kids may not differentiate the poisonous from non-poisonous. This can be very dangerous and may warrant a trip to the hospital.

Spread fire fast.

A badly kept lawn speeds up a fire in case of a wayward lighting since there is no barrier between your home and the woods. This is common in drought prone areas where the lawn is long and dry. The fire spread like a wild fire and may cause you great damage and loss as it’s also very hard to extinguish it.

Makes mowing difficult and risky too.

An unkempt lawn poses risk to the lawn mower as you are not able to see clearly through the lawn. You can easily bump on to the rocks, debris and twigs harming yourself. The mowing machine can also get damaged causing you a loss. It’s also expensive and time consuming to mow a badly kept lawn.

Unhealthy environment.

A badly kept lawn tend to rot underneath as the tall grass fall on one another. This makes the yard smelly and unpleasant. The grass may not be able to absorb carbon and release oxygen efficiently.

For all the reasons listed above, it’s very imperative to mow your lawn regularly. It can be extremely dangerous and expensive to allow your lawn to overgrow and not well maintained.

Why do people use SEO

According to United Nations Agency that oversees international communication, estimates that there are over 3 billion users on internet. This makes SEO so relevant to businesses and thus they should invest more on the search engines optimization. There are various search engines the popular ones include; Google, Bing and Yahoo. It is important to note that for it to work, best SEO strategy should be implemented. Below are the reasons why businesses need SEO consultant agency online experts.


According to the report from the International Telecommunication Union (ITU), the number of internet users has increased from 723 million in the year 2000 to 3.2 billion in the year 2015. There are also over 3.5 billion searches a day, increasing the chances of your business to be found on the search engines. This thus makes SEO very effective in terms of advertising, because majority of the customers or rather consumers critically research before buying.


This means that the competitors are employing it. To compete with them favorably your business need to employ SEO. According to Regalix, it predicts rise in competition across the entire search engine. This means that in the near future if your business or company is not using SEO then your business will be performing way below average in terms of making profits.


SEO is effective this is in terms of the cost compared to the paid advertisements on either TVs or billboard. This is because you do not have to pay for the clicks available on the search engines.


Through SEO businesses can easily enter in a new market in the fastest and cheapest way possible. This happens when your website is optimized and then you begin to add other new keywords on the search engines.


Majority of internet users will use the search engines to search for solution, putting your business on a better place to be found by worthy consumers. There is also a higher probability of the traffic in the search engines to convert.


In SEO, a business does not need to pay to increase the traffic on the search engines. Also if your business has a strong SEO standing you don’t need to advertise on other platforms of advertisements. It is important to note that good strategy comes in handy in making sure that the SEO effectively works.


In normal circumstances it usually takes around 6-12 months to get optimal rankings. It also takes a longer time for it to move down the rankings. This means that it can serve the business for a longer time in terms of advertising its products and services.


Customers will use the search engines to see the available options on the product or the services they want to be offered. This makes them to make a final decision that is final and precise. Also SEOs that are highly ranked allows the business to educate their customers, this thus creates trust on the business. With the rise of online marketing SEO can be very effective and promising.

Quantifiable benefits of water softeners

Approximately 75 percent of American homes use hard water for their domestic needs. Hard water contains excess amounts of metals or minerals such as calcium and iron. The water is safe to use but it presents many problems especially in regard to the appliance and cleaning uses. Water softeners were developed to remove the excess minerals and metals. In other words, they work to restore a natural chemical balance in the water.

So, are there benefits of using a water softener? The answer is in the affirmative. Homeowners can reap many benefits from using a good quality water softener. Here are some of these benefits as shown by watersoftenergurus.com:

1. Saves Money On Soaps And Detergents

Although you need to invest some money to buy a water softener, the investment is far less compared to what you would spend on soaps and detergents if you were to use hard water. With a softener, the soap will leather quickly and easily. This translates to faster and more efficient use of soap. With hard water, you could add several scoops of laundry soap into your top-load washer. Yet you will see no bubbles when the machine is agitating.

2. Easier and More Efficient Cleaning

White spots, soapy residues, and streaks are common on dishes and clothes washed with hard water. Softening gives water the ability to rinse soap residues and white spots more thoroughly. This will leave your clothing or utensils looking cleaner. Your skin and hair will also feel and look cleaner. There will be less soap scum on your sinks, bathtubs, and showers. This will leave them looking cleaner. They will also be easier to maintain since there will be little or no build-up of stain on these installations.

3. Cleaner Plumbing Installations

Plumbing systems exposed to hard water have scaly deposits on their walls. These deposits on pipes and plumbing fixtures may build up over time to clog and corrode these fixtures. Dealing with clogged pipes can be daunting. These deposits will reduce the lifespan or the plumbing installations leading to higher maintenance costs.

Water softening will reduce the minerals that build up in the plumbing systems to minimize corrosion and clogging. Besides extending the life of these installations, the soft water will ensure the plumbing system works efficiently.

4. Improves Lifespan Of Appliances

The minerals found in water are not inert. They react with metals and other materials used in the design of home appliances. Besides, the minerals can build up inside these machines and appliances to reduce their lifespan. Installing a water softener will extend the life of your washing machine, water heaters, dishwashers as well as other appliances in your home that use water.

5. Reduced Energy Bills

According to experts, hot water heaters tend to heat softened water much faster than hard water. Water softeners can improve the efficiency of electric water heaters by as much as 22 percent. They can improve the efficiency of gas water heaters by 29 percent. This will translate into your monthly utility bills thanks to lower energy consumption.

Bottom Line

You now see why you need to invest in a good water softener. These are the main benefits of using a water softener. However, there are more benefits. You will only realize them if you actually make the switch from hard water to soft water by installing a water softeners.

What Is a Secure Payment Gateway and Why Do I Need One?

You hear a lot of new buzzwords thrown around these days. Phrases like “secure payment gateway” are passed around, and it is simply assumed that you should know what it means and know why it’s important. But the average internet user doesn’t necessarily know what it is, even though they may know that, for whatever reason, it’s a good thing for the seller and merchant.

In these high and heady days of free access to all the information in the world, everybody takes shortcuts. People have come to terms with the fact that they must specialize; anyone who tries to know everything is going to burn themselves out in the process of trying, so people pick their specialties and, for everything else, rely on the expertise of others. But when it comes to secure payment gateways, it’s not that hard to grasp the basics, and it’s in everybody’s best interest to understand why they are important.

Two heads are better than one. Secure payment gateways have a big job ahead of them; they’re trying to make the internet a safe place to do business, and they need your help. That’s why it’s important for you to understand why methods to accept online payments need to be used safely and responsibly.

1. What is a secure payment gateway? You use payment gateways for websites to allow you to send and receive payments. They provide a secure relationship between the business, your card providers and banks.

2. Why do I need one? A payment gateway ensures that your financial information is transmitted securely to online merchants. When you use a secure payment gateway, the people you do business with don’t have direct access to your banking details, so you are at no risk of being defrauded.

3. Why does my business need one? Payment gateways allow you to receive payments under an extremely secure channel with compliant to the PCI DSS protocol. They reduce the business risk for you and give your potential customers the peace of mind to do business with you.

4. What is PCI DSS? PCI stands for Payment Card Industry, but when you hear the term “PCI compliance,” it refers to compliance with PCI DSS (Data Security Standard). PCI compliant payment gateways are ones that maintain a set of data controls and security measures designed to prevent credit card fraud.

5. Are payment gateways for websites easy to use? Payment gateways aren’t just about security. They allow you to save your payment information for quick and easy repeat checkouts, offer the ability to set up subscription payments at no extra cost and are designed to work with a wide range of third-party online shopping carts.

6. How much does it cost? Payment gateways are usually free to open an account, with only small fees for certain types of transactions. Many also include a robust resolution center that facilitates handling disputes with customers to minimize the potential for chargebacks.

For Businesses: Using payment gateways to accept online payments removes barriers and gives your clients a smooth the path towards the final sale. Providing your customers with the most convenient payment options can have a dramatic effect on the rate of completed online transactions and the growth of your online business.